Items Needed for Full Pre-Approval

General Voluntary Items

      • Most recent pay stubs. (Showing one month of pay)

      • Most recent tax return with W2s. (If self employed: 2 years personal taxes, 2 years business with K1s)

      • Most recent savings/checking/asset statement for down payment and/or closing costs.

      • Signed Borrower Authorization Form. (To order full verification of employment for calculating income)

You will be receiving a full, concise list of items needed from your loan processor.

Download Initial Forms & Voluntary Document Checklist

Download Optional Form

Credit Card Authorization not needed until disclosures have been sent.

5822 S 900 E  |  Salt Lake City, UT 84121 

Legacy Home Loans, L.L.C. and its loan officers are not liable for information, claims, or agreements made by/between the public and third-party entities. These third-party entities may include but are not limited to: real estate agents/REALTORS®, builders, or developers. Any information provided by independent vendors and data feeds may contain errors, outdated information or purchase conditions, promotions, incentives, and/or possible omissions. Legacy Home Loans makes efforts to update the information contained but cannot guarantee the accuracy of the information provided. We encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We suggest that you seek the professional representation and/or advice of a licensed REALTOR®, as well as any other licensed professionals that are appropriate to your purchase decision, including but not limited to: attorneys, accountants, or certified financial planners. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regard to the information contained herein.

No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Borrower approvals are subject to program guidelines, interest rates, and underwriting guidelines and are subject to change without notice based on the applicant’s current eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan, and a reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant.

  Company NMLS 2409118